Financial Goals, Together.
The Thika Vitambi Sacco empowers members, players, and supporters with secure savings and affordable credit facilities tailored for your growth.
Who We Are
Thika Vitambi Sacco was established to provide a robust financial backbone for our community. We are committed to prudent management of members' savings and offering competitive loan products to improve the livelihoods of our members.
"Together We Rise" isn't just our motto on the pitch; it's the foundation of our financial philosophy. By pooling resources, we create opportunities that individuals could not achieve alone.
Sacco Policies & Rates
Transparent rates designed for your benefit.
Membership
One-time Registration Fee
- Minimum Share Purchase: 1
- Share Price: KES 10,000
- Open to all Active Fans
- Annual Dividends*
Loans
Interest Rate (Reducing Balance)
- Multiplier: Up to 3x Savings
- Min Savings: KES 2,000
- Min Contribution: 3 Months
- Processing Fee: KES 100
Regulations
Penalty on Default
- Grace Period: 5 Days
- Guarantors Required
- Regulated by Co-op Act
- Secure Savings
Why Join Our Sacco?
More than just savings—we build wealth together.
Affordable Credit
Access low-interest loans for school fees, business development, or personal needs with flexible repayment terms.
Dividend Earnings
Your savings work for you. Earn annual dividends based on the Sacco's trading performance at the end of the year.
Forced Savings
Cultivate a culture of saving through monthly contributions that help you build a solid financial safety net.
Member Welfare
Join a community that supports each other. Access to emergency fund bursaries and financial education.